Your life prosperity is worth your time and dedication
I noticed my oldest son being apprehensive about money when he finished college. He was working but did not want to spend on anything and was not enjoying the product of his hard work.
I noticed his pants were too short, but he did not accept my feedback convinced that it was his style. That could be truth but when he finally accepted to try a longer size in a store and realized those were a better fit he also realized he was not buying cloths as a scare spend tactic to save money.
Of course he wanted to live independently out of my home, ruling his life by himself but was not sure how to achieve that. He had a startup job with low income, how and when could he move out? Will he pay rent forever? How could he save for a down payment to buy a home, a car? How much? He also wanted to go out with his friends to bars, restaurants, on vacations, have a hobby, etc.
I decided then to create a system that will allow him to assign a function to every dollar he made to achieve his financial goals while feeling good about himself when expending his money. I have been Forecasting my Cash Flow successfully for over 20 years.
I wanted to relieve him of the pressure and guilt of spending money and of feeling too constrained for using a budget. Using money to live should be a tool
Money does not buy happiness but knowing how to spend it makes you feel in control of and frees you to enjoy spending wisely.
Our approach is proven to work for over 20 years.
We teach you how to use a budget to forecast your cash flow to achieve prosperity. Learn to spend wisely according with your priorities, get out of debt, eliminate stress and arguments about money.
It's about being in control of your day-to-day finances and having the financial freedom to make choices that allow you to enjoy life.
Personal cash flow measures your cash inflows (money you earn) and your cash outflows (money you spend) to determine if you have a positive or negative net cash flow.