Address Financial Stress

You may think you can ease your stress by :

spending without following a budget, leaving bills unopened, avoiding phone calls from creditors, or ignoring bank and credit card statements . But denying the reality of your situation will only make things worse in the long run.

The first step to devising a plan to solve your money problems is to do a mean audit detailing your income, expenses, debt, and use a tool that allow you to plan for the future.

see how to use a budget to Forecast your Cash flow

Financial Stress

Financial stress is the worry and anxiety about your money. It can damage your self-esteem, your mind, body, and social life can pay a heavy price. Lear to cope with it.

https://www.helpguide.org/articles/stress/coping-with-financial-stress.htm

Financial challenges survey

Personal money issues impact job performance causing financial stress, inability to focus on work, absenteeism, low morale and physical health.

https://www.ifebp.org/bookstore/financial-education-2016-survey-results/Pages/financial-education-for-todays-workplace-2016-survey-results.aspx

Foreclosures Statistics

Every three months, 250,000 new families enter into foreclosure, don't lose your home!

https://www.fdic.gov/about/comein/files/foreclosure_statistics.pdf

Re-defaults on already modified mortgages are a threat to homeowners

Endanger the U.S. mortgage and housing markets.

https://www.marketwatch.com/story/this-widening-crack-in-the-mortgage-market-could-sink-us-home-prices-2019-10-03

US Bank possibility index

Get a glimpse into the lives and minds of Americans, measuring how satisfied they are in their lives at work, home, and play. Identify what the main barriers are to achieving their “possible” in these three major facets of life.

https://stories.usbank.com/dam/possibilityindex/USBankPossibilityIndex.pdf