Our expert coach makes it simple for you, step by step guide to become financially resilient.
We know you are busy, so we made budgeting easy, use our NEW tool to Forecast your Cash Flow and instantly get a plan to proactively pay off debt, have a safety net, save for your dreams and fund your guilt free spending.
Are you at risk of losing your home or unable to save for the future you want.
Do you have dreams but do not know how or when to achieve them?
Can you handle an emergency expense or sudden loss of income?
I will never forget the day I lost my job after the crisis of 2009. Like many hard-working people affected by the crisis I struggled, I could not find a job for almost a year!
Not only was I broke, but I had too max-out my credit cards and couldn't pay our home mortgage anymore. I felt terrible, especially when I was flooded by letters
I will never forget the day I lost my job after the crisis of 2009. Like many hard-working people affected by the crisis I struggled, I could not find a job for almost a year!
Not only was I broke, but I had too max-out my credit cards and couldn't pay our home mortgage anymore. I felt terrible, especially when I was flooded by letters and calls from the bank asking for payment. I ended up struggling to be fully there for my two little kids.
I did everything I could, but I was under so much pressure it all seemed even more complicated.
Can you relate?
I was so lost, I wish someone could have shown me a way out. But I was alone, so I ended up filing for a chapter 7 bankruptcy and our home was taken from us.
If I could not support my kids I could lose them, I had to recover! We had to downsize and eventually I found a job. And so I invested a lot of time educating myself to create a practical tool where I could plan my expenses and avoid debilitating debt .
I learned to use cash only, it was so important for me to actually SEE when I could
If I could not support my kids I could lose them, I had to recover! We had to downsize and eventually I found a job. And so I invested a lot of time educating myself to create a practical tool where I could plan my expenses and avoid debilitating debt .
I learned to use cash only, it was so important for me to actually SEE when I could afford to spend. I regularly used a coupon book with labels to set aside cash for each of my expense categories, and even a bucket to save for bigger purchases.
I was still a mess inside, but I felt so hopeful knowing I could see where my money will take me.
It took time, patience, and consistent
self-development to learn to live debt-free.
I designed a system that reduced the stress of dealing with money and helped me improve my life. Over the years I have refined my unique method of forecasting money to turn catastrophes into inconveniences.
Now I can not only afford to take my kids on vacation, but their cousins, aunts and uncles, and my mom as well. I also cover my elderly mother's expenses so she never has to feel as lost and confused as I used to feel.
It’s tough to enjoy life when you are always worried about money. But now since I always have enough to cover all my expenses by the 1st of every month, my bills are auto-debit, and I never pay late fees: I can have peace of mind!
My financial life is always a work in progress, somehow I always have new goals. But I have a plan now, and t
It’s tough to enjoy life when you are always worried about money. But now since I always have enough to cover all my expenses by the 1st of every month, my bills are auto-debit, and I never pay late fees: I can have peace of mind!
My financial life is always a work in progress, somehow I always have new goals. But I have a plan now, and the tenacity and self motivation to achieve.
Mentoring my sons with my new forecasting method gives me a sense of relief. I know that they are starting their new financial life armed with the knowledge, strategies and tools to live their lives with less worries.
I realize that the path to prosperity is long, but knowing you are not alone in your journey brings the confidence and reassurance necessary to build the life you crave. I would love to ride alongside and guide you to live in prosperity too.
We will help you talk with your partner about money without judgment to understand your money attitudes, priorities, and habits
that impact your future together so you can achieve your common financial goals.
We will teach you to use our simplified Cash Flow Forecasting tool to redirect your spending to pay off debt or save.
We understand life happens. If you overspend, reassign money from one category to another to adjust your forecast.
A big investment requires considerable savings and good spending habits to get approval for a loan: We can help you plan for it!
Use our Cash Flow Forecast tool to reverse engineer how much you can really commit to pay and when.
It is another expense right? True, but think of the great value for you and your dependents.
We will save you money from unexpected places including credit card interest. This is an investment that pays for itself.
Your life's prosperity is worth your time and dedication
Learn to forecast your cash flow, monitor your success, and have hope again.
We teach you saving strategies and progress tracking that will allow you not only save for the ring but for the wedding and your honeymoon, babies, college, your safety net, a car, travel, etc.
We help you stay motivated and consistent to get the results that makes you feel in control and have peace of mind.
"I feel liberated, my yearly forecast allow me to save $3,500, pay my car in full freeing up $350 of cash flow every month. My goal now is to save to buy a home and live with less worry."
Bianca F. - 8/28/2020
22 year-old (50%) 23-38 year-old (74 %)
39-54 year-old (67%) 55 and up (67%)
People using a budget avoid problems making payments, paying excessive interest on credit cards and have practical plans to achieve their dreams!