We make budgeting easy, assign a function to every dollar you earn with clear priorities. Enjoy spending with a purpose for the things you like. No more tension when paying bills and less money arguments. Use our budget spreadsheet to forecast your cash flow.
With a plan you can live and retire in prosperity.
Before buying a home use a budget, don’t lose it!
Having a place to live is a big investment, requires considerable savings, and good spending habits to get approval for a loan: you need to plan for it! A loan above your realistic possibilities will increase the risk of losing it and stress for you and your family.
You will get old too. Having a paid home will make your retirement more enjoyable.
Improve your long term relationship
Financial stress impacts a couple's relationship negatively. Talk about your money ideas, find common financial goals and points of disagreement then make a plan together. Consider that for some people having debt is not an issue but your partner's debt might impact your future together. You can have a pleasant relationship with your life partner when you learn to Forecast your Cash Flow together.
Redirect your spending to avoid debt or get out of it.
Reduce your debt with any of this methods: paying the smallest balance first or the one with the highest interest or the one that releases more cash flow for you. With our forecasting spreadsheet you can see when you can spend and execute a plan to get out of debt or avoid it.
Practical approach: take control of your money right away.
See the impact of expenses to your monthly and year cash balance before spending. We understand life happens so if you overspend, release money from other category to another and adjust your budget. Give purpose to your money according your priorities for each year to keep you in the path to achieve financial well-being.
Your life prosperity is worth your time and dedication
Practice makes perfect, once you learn to use a budget you will be able to have sufficient funds to cover your monthly expenses by the first day of the month!. Then set your bills for auto payment. Yes, you can avoid financial stress!
"I feel liberated, my yearly forecast allow me to save $3,500, pay my car in full releasing $350 of cash flow every month. My goal now is to save to pay my home and live with less worry
towards retirement. "
Bianca F. - 8/28/2020
22 year-old (50%) 23-38 year-old (74 %)
39-54 year-old (67%) 55 and older (67%)
They avoid problems making payments or paying excessive interest on credit cards.
